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Investing

What are Risk Management and Tolerance and How Do They Impact Your Investment Strategy

You may have heard before that investment returns are never guaranteed. This is the very foundation of investing—taking a risk for the potential to receive more than you put into it. For this reason, investors should consider their risk appetite when establishing or updating their portfolio. Implementing tried-and-true risk management strategies can also help offset the risks associated with investing. 

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Risk Management

What Does Medicare Cover?

Medicare is the federal health insurance program for persons age 65 and older as well as certain disabled individuals. In 1965, Medicare was enacted to

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Risk Management

How Can I Protect My Home?

Since your home is one of your greatest assets, you should make sure it is adequately protected. That’s where homeowners insurance enters the picture. Homeowners

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Cash Management

What Is a Reverse Mortgage?

Many Americans facing retirement would love to increase their monthly income. Fortunately, there is a way that homeowners can use their homes to help finance

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Investing

What Is Asset Allocation?

Lewis Carroll, the author of Alice’s Adventures in Wonderland, once said, “If you don’t know where you’re going, any road will get you there.” This is

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Investing

What Is an Annuity?

An annuity is a contract with an insurance company that is funded by the purchaser and designed to generate an income stream in retirement. It

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Investing

What Is a Mutual Fund Load?

Mutual fund transactions can be complicated, especially with the fees and expenses that accompany the process. It’s important to understand mutual fund loads, or sales

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Investing

What Is a Mutual Fund?

Since the creation of the first modern-day mutual fund, the Massachusetts Investors Trust, in 1924, there has been a steady growth of mutual funds. Today

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Investing

What Is a Stock Index?

In 1884, Charles Henry Dow averaged the closing prices of 11 stocks he considered representative of the strength of the U.S. economy in a paper

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Investing

What Do Bond Ratings Mean?

Bond ratings gauge a bond issuer’s financial ability to repay its promised principal and interest payments. Ratings are based on an analysis of the issuer’s

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Investing

What Is a Bond?

When you invest in bonds, you are investing in the debt of a government entity or a corporation. A bond is simply evidence of a

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